Economic impact

Our contribution to a stronger economy and sustainable economic development.

Our contribution to a stronger economy and sustainable economic development.

One of our strategic priorities is supporting micro, small and medium-sized enterprises, as they contribute 65% to the total GDP and provide 75% of employment in the private sector. We are proud that one in every five companies from this segment trusts us and chooses ProCredit Bank as a partner for growth and development.

Environmental
70.000 

business loans disbursed, with a total volume of 2.4 billion euros..

Environmental
800
million euros

have been provided by the Bank to support new investments and development..

Environmental
10.000

Macedonian companies have received support from us..

Environmental
<2%

is the level below which we continuously maintain non-performing loans, thanks to responsible operations and a high-quality loan portfolio..

Environmental
99%

of all payment transactions are realized through electronic banking – we are completely digital..

Environmental
84%

of our loan portfolio consists of investments for micro, small and medium-sized enterprises..

Our business loan portfolio by industry

We support sectors that drive the economy forward. We are particularly proud of the participation of manufacturing and agriculture, which account for around 30% of our business loan portfolio.
We listen to and support local businesses and build long-term partnerships according to the German principle of "Hausbank" - with transparent communication, an individual and advisory approach for continuous support.

Our business loan portfolio by industry
2003

2003

We started as a German greenfield investment that was the first to open its doors to micro enterprises on the Macedonian market.

2008

2008

We became a leading bank in financing micro companies.

2013

2013

We introduced favorable, fixed and simple fees for international transfers.

2014

2014

We introduced a platform enabling the electronic signing of contracts.

2015

2015

We intrroduced the 24/7 zones as a replacement for classic bank branches.

2018

2018

We digitized our retail work.

2024

2024

We introduced fully electronic account opening.