business loans disbursed, with a total volume of 2.4 billion euros..
Economic impact
Our contribution to a stronger economy and sustainable economic development.
Our contribution to a stronger economy and sustainable economic development.
million euros
have been provided by the Bank to support new investments and development..
Macedonian companies have received support from us..
is the level below which we continuously maintain non-performing loans, thanks to responsible operations and a high-quality loan portfolio..
of all payment transactions are realized through electronic banking – we are completely digital..
of our loan portfolio consists of investments for micro, small and medium-sized enterprises..
Our business loan portfolio by industry
We support sectors that drive the economy forward. We are particularly proud of the participation of manufacturing and agriculture, which account for around 30% of our business loan portfolio.
We listen to and support local businesses and build long-term partnerships according to the German principle of "Hausbank" - with transparent communication, an individual and advisory approach for continuous support.
2003
We started as a German greenfield investment that was the first to open its doors to micro enterprises on the Macedonian market.
2008
We became a leading bank in financing micro companies.
2013
We introduced favorable, fixed and simple fees for international transfers.
2014
We introduced a platform enabling the electronic signing of contracts.
2015
We intrroduced the 24/7 zones as a replacement for classic bank branches.
2018
We digitized our retail work.
2024
We introduced fully electronic account opening.